 |
We offer mortgages from
the whole market. |
 |
We only offer mortgages from a limited
number of lenders. See on the right panel for the complete
list of lenders. |
|
We only offer mortgages from a single
lender. |
3. Which service will we provide you with? |
|
We will advise and make a recommendation
for you after we have assessed your needs. |
|
You will not receive advice or a recommendation
from us. We may ask some questions to narrow down the
selection of products that we will provide details on.
You will then need to make your own choice about how to
proceed. |
4. What will you have to pay us for this service? |
You will receive a key facts
illustration when considering a particular mortgage
which will tell you about any fees relating to it.
|
Select
Mortgages is authorised and regulated by the Financial
Services Authority. FSA Register number is 300204.
Our permitted business is advising on and arranging
mortgages and general insurance.
You can check this on the FSA's Register by visiting
the FSA's website www.fsa.gov.uk/register/ or by contacting
the FSA on 0845 606 1234.
|
6.
What to do if you have a complaint |
If
you wish to register a complaint, please contact us:
In writing to:
Compliance Officer at Select Mortgages and Loans,
Brynhir Lodge, Blue Anchor, Penclawdd, Swansea, SA4
3JB
by phone:
Telephone: 01792 850 017
If you cannot settle your complaint with
us, you may be entitled to refer it to the Financial
Ombudsman Service.
|
| 7. Are
we covered by the Financial Services Compensation Scheme
(FSCS)? |
We
are covered by the FSCS. You may be entitled to compensation
from the scheme if we cannot meet our obligations. This
depends on the type of business and the circumstances
of the claim .
Mortgages
Mortgage advising and arranging is covered for 100%
of the first £30,000 and 90% of the next £20,000
so the maximum compensation is £48,000. Further
information about compensation scheme arrangements is
available from the FSCS
NB - Buy to Let mortgages may not be covered by the
MCCB/FSA protection |
